Find Your Perfect Personal Loan – Fast, Flexible, and Hassle-Free

Discover a smarter way to secure the funds you need. The Wowcher x Creditec Personal Loan Eligibility Checker empowers you to compare a wide range of personal loans from the UK's top lenders and challenger providers – all in one place, and without risking your credit score.

Why Choose This Loan Comparison Tool?

• Quick Results: Enter your details and check your eligibility in just 60 seconds. No waiting, no uncertainty.
• Comprehensive Choice: Instantly view offers from major UK lenders and innovative challenger banks, giving you the flexibility to find a loan that fits your needs.
• No Credit Impact: The soft search means your credit score stays untouched until you decide to apply for a loan.
• Free and Simple: There are no fees, and you can start comparing your options here right away.

How It Works

• Follow the link to enter your details securely.
• Receive a personalised list of loan offers based on your profile.
• Compare rates, terms, and lenders – all in one dashboard.
• Choose your preferred offer and complete your application directly with the lender.

Designed for All Life Stages & Credit Profiles

Whether you're looking to consolidate debt, finance a major purchase, or cover unexpected expenses, this tool adapts to your unique situation. Even if you have less-than-perfect credit, you can explore options tailored to your circumstances.

Safe, Secure & Trusted

• Creditec uses Equifax for secure eligibility checks.
• Creditec is a credit broker, not a lender, ensuring impartial comparison.
• No fees or charges for using the service.

Maintenance & Care

• Review your loan offers regularly to ensure you get the best deal.
• Keep your personal and financial details up to date for accurate results.
• Read all terms and conditions from your chosen lender before applying.

Usage & Integration

• Ideal for anyone seeking a personal loan, whether for home improvements, car purchases, or consolidating debts.
• Use alongside budgeting tools to make informed financial decisions.
• Perfect for individuals who value transparency and speed in the borrowing process.

Specifications

• Eligibility check completed online in 60 seconds.
• Soft search only – no impact on credit score until you apply.
• Representative APR: 18.9%.
• Service available exclusively via app.

FAQs

• Will checking my eligibility affect my credit score?
  No, the eligibility check uses a soft search that does not impact your credit score. Only when you apply for a loan will a hard search be performed.
• How quickly will I see my loan options?
  You’ll receive your personalised loan offers within 60 seconds of completing your details.
• Do I have to pay to use this comparison tool?
  No, this service is completely free to use. There are no hidden charges or fees.

Wowcher acts as an introducer to Creditec Limited, which provides this comparison service. Creditec is a credit broker, not a lender, and will not charge you a fee for using their services. Terms & Conditions apply.