Unlock up to 20 months of 0% interest on purchases and 17 months on balance transfers – apply today for £0 and save 0%!

Highlights

Enjoy 0% interest on balance transfers for up to 17 months and 0% interest on purchases for up to 20 months, then 24.9% APR variable. A 3.49% fee applies per balance transferred, minimum £5.
Representative Example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
Get discounts from well-known brands around the world with HSBC's home&Away rewards programme.
Receive instant spend notifications in the HSBC UK mobile app and stay in control of your finances.
24/7 worldwide assistance should your card get lost or stolen.
No annual fee for the Purchase Plus Credit Card.
You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks.
All HSBC credit cards are contactless and can be used with a digital wallet.
Find out if you're eligible in just 60 seconds, with no impact on your credit score.
Start comparing your available credit cards here.

Full Details

HSBC Purchase Plus Credit Card – Built for Everyday Flexibility

Take control of your spending with the HSBC Purchase Plus Credit Card, designed for those who want flexibility, value, and global compatibility. Whether you’re planning a big purchase, managing existing balances, or simply want peace of mind while travelling, this card adapts to your needs.

Why Choose the HSBC Purchase Plus Credit Card?

Versatile Spending: Enjoy up to 20 months of 0% interest on purchases – perfect for spreading the cost of essentials or larger buys.
Simplify Your Finances: Transfer existing balances and pay no interest for up to 17 months. (A one-off 3.49% fee applies per transfer, minimum £5.)
No Annual Fee: Keep more money in your pocket – there’s no yearly charge to use this card.
Worldwide Acceptance: Use your card anywhere Visa or Mastercard is accepted, including contactless and digital wallet payments for effortless transactions.
Instant Spend Notifications: Stay in control with real-time alerts via the HSBC UK mobile app.
Exclusive Rewards: Access discounts from top brands globally through the home&Away rewards programme.
24/7 Global Assistance: Get support anytime if your card is lost or stolen, wherever you are in the world.

Premium Construction & Security

Your HSBC credit card is built with advanced chip-and-PIN security and supports contactless payments for fast, secure transactions.
The card works seamlessly with digital wallets for added convenience and security on the go.

Maintenance & Care

No physical maintenance required – simply keep your card safe and check statements regularly using the mobile app or online banking.
If lost or stolen, access worldwide assistance 24/7 to protect your account immediately.

Usage & Integration

This card pairs perfectly with everyday spending, travel bookings, online shopping, or consolidating balances from other cards (excluding HSBC Group cards).
Easily manage your account, set up direct debits for repayments, and integrate with budgeting tools in the HSBC UK mobile app.

Specifications

0% interest on balance transfers for up to 17 months (3.49% fee per transfer, minimum £5)
0% interest on purchases for up to 20 months
No annual fee
Representative APR: 24.9% variable after promotional period
Compatible with Visa and Mastercard networks worldwide
Contactless and digital wallet ready
Check eligibility in just 60 seconds with no impact on your credit score

Please note: Credit is subject to status, affordability checks, and terms & conditions. Balance transfers must be made within 60 days of account opening from non-HSBC Group issuers. You can only transfer up to 90% of your credit limit from an existing card. Once promotional periods end, standard variable rates apply. For full details see Terms & Conditions below.

FAQs

Q: Who can apply for this credit card?
A: UK residents aged 18 or over who meet HSBC's credit criteria are eligible to apply. Eligibility checks take just 60 seconds with no impact on your credit score.
Q: Can I transfer balances from any credit card?
A: You can transfer balances from most non-HSBC Group cards within 60 days of opening your account. Transfers from HSBC UK, first direct, or M&S Bank cards are not permitted.
Q: What happens after the promotional period ends?
A: Any remaining balance after the promotional period will be charged at the standard variable APR (currently 24.9%). Make sure to pay off balances before this date to avoid interest charges.

How To Redeem

The Fine Print

For new HSBC Bank Credit Card customers only.
Must be 18 years or older to check your eligibility.
Must be a UK resident.
Credit is subject to status and affordability.
Available on Balance Transfers made within 60 days of account opening from non-HSBC Group issuers. This offer can be withdrawn at any time.
The rate and interest free period that you actually receive will depend on HSBC's assessment of your circumstances.
Please note that Wowcher is acting as an introducer to Creditec Limited, who will provide you with a comparison service. It is for informational use only.
These services compare credit cards, secured loans and personal loan products from various lenders. There is no guarantee that you will get a credit card, secured loan or personal loan offer or meet a lender's eligibility criteria.
You can check your eligibility for the HSBC Credit Card with Creditec. Below this, you'll also be able to review similar credit cards that you are eligible for, so you can make sure the credit card you choose is the right one for you.
Creditec Limited will not charge a fee for this service.
Balances can’t be transferred from all cards, for example, those issued by members of HSBC Group, including HSBC UK, first direct and M&S Bank.
You can only transfer 90% of your credit limit from an existing card e.g. if you are given a £1000 credit limit you can only transfer £900 to the new card.
Once your promotional period comes to an end, any outstanding balance will be charged interest at your standard variable interest rate.
Exclusively available on app.
Promo codes cannot be applied to this deal.
Marketing credits cannot be applied to this deal.
This deal will be advertised on site until 31.12.2030. Price is subject to change.

This deal is brought to you by Wowcher

HSBC Purchase Plus Credit Card – Flexible 0% Interest Credit Card for Purchases & Balance Transfers